BAC San José exchange rate today
As of October 12, 2026, BAC San José buys the dollar at ₡445.00 and sells it at ₡459.00, with a ₡14.00 spread.
Buy
₡445.00
Sell
₡459.00
Spread
₡14.00
About BAC San José
BAC San José is one of Costa Rica's largest private banks and part of the regional BAC Credomatic group. It publishes its counter rate several times a day and tends to move its buy and sell rates together, so its spread stays fairly stable compared with the exchange houses.
The BCCR's MONEX reference sits at ₡455.60, so buying at BAC San José's counter costs you ₡3.40 more per dollar.
For buying dollars, BAC San José ranks 5 out of 25 institutions. For selling dollars, it ranks 9 out of 25.
BAC San José against every other institution
Ranked by lowest sell rate: the cheapest place to buy dollars comes first.
| # | Institution | Buy | Sell | Spread |
|---|---|---|---|---|
| 1 | Financiera MultiMoney S.A. | ₡448.50 | ₡456.50 | ₡8.00 |
| 2 | Banco Cathay de Costa Rica S.A. | ₡446.20 | ₡458.70 | ₡12.50 |
| 3 | Banco de Costa Rica | ₡445.00 | ₡459.00 | ₡14.00 |
| 4 | Banco Nacional de Costa Rica | ₡445.00 | ₡459.00 | ₡14.00 |
| 5 | Banco BAC San José S.A. | ₡445.00 | ₡459.00 | ₡14.00 |
| 6 | Banco Lafise S.A. | ₡441.00 | ₡459.00 | ₡18.00 |
| 7 | Banco Promérica S.A. | ₡441.00 | ₡459.00 | ₡18.00 |
| 8 | Financiera Cafsa S.A. | ₡441.00 | ₡459.00 | ₡18.00 |
| 9 | Grupo Mutual Alajuela - La Vivienda de Ahorro y Préstamo | ₡444.00 | ₡459.00 | ₡15.00 |
| 10 | Mutual Cartago de Ahorro y Préstamo | ₡445.00 | ₡459.00 | ₡14.00 |
Frequently asked questions about BAC San José's exchange rate
What is BAC San José's exchange rate today?
+
As of October 12, 2026, BAC San José buys the dollar at ₡445.00 and sells it at ₡459.00 at the counter. The institution may adjust those rates during the day.
Is BAC San José a good place to exchange dollars?
+
For buying dollars, BAC San José ranks 5 out of 25 institutions. For selling dollars, it ranks 9 out of 25.
Why does BAC San José's rate differ from the BCCR's?
+
The BCCR publishes the MONEX reference, which is the wholesale currency market price. Each institution adds its own counter margin on top, which is why the public sell rate always sits above the reference and the buy rate below it.
Important note
The data shown are referential from the BCCR and may vary with respect to the windows of commercial banks. Always consult with your financial institution before making high-value transactions.
Data frequency
Our system synchronizes the exchange rate every day to ensure you have the latest information from the wholesale market (MONEX).