Banco Nacional exchange rate today
As of August 28, 2026, Banco Nacional buys the dollar at ₡443.00 and sells it at ₡457.00, with a ₡14.00 spread.
Buy
₡443.00
Sell
₡457.00
Spread
₡14.00
About Banco Nacional
Banco Nacional de Costa Rica (BN) is the country's largest state-owned bank and one of the most consulted references. As public banking, it publishes counter buy and sell rates on its site and keeps them relatively stable through the day.
The BCCR's MONEX reference sits at ₡451.72, so buying at Banco Nacional's counter costs you ₡5.28 more per dollar.
For buying dollars, Banco Nacional ranks 6 out of 37 institutions. For selling dollars, it ranks 10 out of 37.
Banco Nacional against every other institution
Ranked by lowest sell rate: the cheapest place to buy dollars comes first.
| # | Institution | Buy | Sell | Spread |
|---|---|---|---|---|
| 1 | ARI Casa de Cambio Internacional S.A. | ₡446.12 | ₡451.99 | ₡5.87 |
| 2 | Financiera MultiMoney S.A. | ₡446.00 | ₡454.00 | ₡8.00 |
| 3 | Banco Cathay de Costa Rica S.A. | ₡443.40 | ₡455.90 | ₡12.50 |
| 4 | Banco de Costa Rica | ₡442.00 | ₡456.00 | ₡14.00 |
| 5 | Cooperativa San Marcos R.L. | ₡443.00 | ₡456.00 | ₡13.00 |
| 6 | Banco Nacional de Costa Rica | ₡443.00 | ₡457.00 | ₡14.00 |
| 7 | Banco Popular y de Desarrollo Comunal | ₡443.00 | ₡457.00 | ₡14.00 |
| 8 | Banco BAC San José S.A. | ₡443.00 | ₡457.00 | ₡14.00 |
| 9 | Banco BCT S.A. | ₡439.00 | ₡457.00 | ₡18.00 |
| 10 | Banco Davivienda (Costa Rica) S.A | ₡439.00 | ₡457.00 | ₡18.00 |
Frequently asked questions about Banco Nacional's exchange rate
What is Banco Nacional's exchange rate today?
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As of August 28, 2026, Banco Nacional buys the dollar at ₡443.00 and sells it at ₡457.00 at the counter. The institution may adjust those rates during the day.
Is Banco Nacional a good place to exchange dollars?
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For buying dollars, Banco Nacional ranks 6 out of 37 institutions. For selling dollars, it ranks 10 out of 37.
Why does Banco Nacional's rate differ from the BCCR's?
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The BCCR publishes the MONEX reference, which is the wholesale currency market price. Each institution adds its own counter margin on top, which is why the public sell rate always sits above the reference and the buy rate below it.
Important note
The data shown are referential from the BCCR and may vary with respect to the windows of commercial banks. Always consult with your financial institution before making high-value transactions.
Data frequency
Our system synchronizes the exchange rate every day to ensure you have the latest information from the wholesale market (MONEX).